Furniture Store Credit Card With Bad Credit

The answer to this question is it depends let s say you land a great deal on a bedroom set and put it on a credit card that offers a 0 intro apr on all purchases for 12 months.

Furniture store credit card with bad credit. Unlike most store cards the dillard s credit card doesn t offer a single apr but a range of possible rates. As i mentioned earlier stores such as ashley furniture rent a center and elgin furniture among others can give you furniture with bad credit. However with a current 24 24 to 26 24 apr window even the lowest rate will result in sky high fees for anyone who carries a balance from month to month on their card.

Even with bad credit you can get financing directly from certain furniture stores. When you walk into a furniture store and see offers for 0 interest financing for a certain number of months this offer may be for the store s credit card. Over a million locations.

If your credit score falls at or above the range of fair typically around 580 or higher you may want to open a store credit card to get access to interest free financing plans. No interest for 72 months in store only. Below we ll take a look at some of our top choices for store card alternatives as well the best store credit cards for bad credit and which ones are easiest to get.

Flexshopper offers lease to own financing on thousands of items including furniture for every room with flexible credit requirements. If you can t pay for your furniture in cash you may wonder whether financing it on a credit card is a good idea. Smart features and free tools to help you get the most from your synchrony credit card.

Ikea projekt credit card. The following credit cards are generally available to applicants with fair or better credit. There are various places you can get furniture with bad credit.

Like other store credit cards it has. Furniture store credit cards for bad credit. A company like ashley delivers for free any furniture you buy from them.